Decision data are the information and data supplied to the decision model during a loan assessment. 

Decision data come from various sources such as:

  1. Data provided by borrower when applying from for the loan such as address, place of work, etc.
  2. Data extracted from the devices, such as location and other telemetric data
  3. Data from the Lendsqr ecosystem such as Karma, or loans with other lenders
  4. Data from external sources such as credit bureau and other external blacklists
  5. Data from analytics such as Lendsqr ML engine or partners such as Periculum
  6. Data from the borrower’s bank such as statement of account