lendsqr

Karma is a blacklist developed collaboratively to block bad actors from the Nigerian consumer finance credit ecosystem.

Oraculi, which is a Latin word for the Oracle, is Lendsqr engine that powers the decision models used by lenders to assess borrowers’ eligibility for loans.

Karma is a blacklist engine that holds the information of parties who may have defaulted on a loan or committed a fraudulent activity on a platform housed o...

A credit score is a number that is derived from analysis of a borrower's information, financial history, and other complex data points. A credit score i...

Decision data are the information and data supplied to the decision model during a loan assessment.  Decision data come from various sources such as: ...

Every new Lendsqr account comes with a sample decision model good for most basic retail lending. However, to meet a lender's peculiar requirement, a new...

Loci is an Oraculi module for using velocity or local data to make decisions. Unlike other type of data, Loci is 100% confined to the data that the lender h...

Within Lendsqr, a decision model is a collection of rules that have been designed to implement a lender’s Risk Acceptance Criteria. The Lendsqr decision mod...

Most lenders need statement data to assess the creditworthiness of potential borrowers. This information helps them determine an individual's ability to...

Every new Lendsqr account comes with a sample decision model good for most basic retail lending. However, to meet a lender's peculiar requirement, a new...