Within Lendsqr, a decision model is a collection of rules that have been designed to implement a lender’s Risk Acceptance Criteria. The Lendsqr decision model engine is called Oraculi, which means the Oracle in Latin.


A typical decision model is composed of the following set of rules and settings:

  1. Decision settings: This is used to configure which modules should be used within the specific 
  2. Offer settings: This is used to determine what loan offer to give to a borrower after they have met the risk assessment criteria
  3. Module: Individual rules or settings for specific modules that have been defined to be used within Decision settings


To access the Decision Settings within Lendsqr, log in, and select Decision models under the Product Management grouping.