Decision models and data

Decision models are the technical implementation of risk assessment criteria for deciding if a borrower should get a loan or not.

Can I export my data?
The Pecunia platform gives you a vast array of reports on your portal which are exportable. You can view and download various reports about your users, loan...
Sun, 5 Jun, 2022 at 10:46 PM
How do I create a new decision model?
Every new Lendsqr account comes with a sample decision model good for most basic retail lending. However, to meet a lender's peculiar requirement, a ne...
Thu, 26 May, 2022 at 6:50 PM
How do I use Loci for decision model?
Loci is an Oraculi module for using velocity or local data to make decisions. Unlike other type of data, Loci is 100% confined to the data that the lender h...
Thu, 26 May, 2022 at 6:45 PM
How does Karma work?
Karma is a blacklist developed collaboratively to block bad actors from the Nigerian consumer finance credit ecosystem.
Sat, 28 May, 2022 at 8:16 AM
What is decision data?
Decision data are the information and data supplied to the decision model during a loan assessment.  Decision data come from various sources such as: ...
Thu, 26 May, 2022 at 6:55 PM
What is Karma?
Karma is a blacklist engine that holds the information of parties who may have defaulted on a loan or committed a fraudulent activity on a platform housed o...
Sun, 17 Apr, 2022 at 10:13 PM
What is Oraculi?
Oraculi, which is a Latin word for the Oracle, is Lendsqr engine that powers the decision models used by lenders to assess borrowers’ eligibility for loans.
Thu, 26 May, 2022 at 1:16 PM
What is scoring?
A credit score is a number that is derived from analysis of a borrower's information, financial history, and other complex data points. A credit score ...
Sat, 4 Jun, 2022 at 2:00 PM
What's a decision model?
Within Lendsqr, a decision model is a collection of rules that have been designed to implement a lender’s Risk Acceptance Criteria. The Lendsqr decision mod...
Thu, 26 May, 2022 at 1:14 PM