Decision models and data

Decision models are the technical implementation of risk assessment criteria for deciding if a borrower should get a loan or not.

Can I export my data?
The Pecunia platform gives you a vast array of reports on your portal which are exportable. You can view and download various reports about your users, loan...
Sun, 5 Jun, 2022 at 10:46 PM
How do I create a new decision model?
Every new Lendsqr account comes with a sample decision model good for most basic retail lending. However, to meet a lender's peculiar requirement, a ne...
Thu, 26 May, 2022 at 6:50 PM
How do I use Loci for decision model?
Loci is an Oraculi module for using velocity or local data to make decisions. Unlike other type of data, Loci is 100% confined to the data that the lender h...
Thu, 26 May, 2022 at 6:45 PM
How does Karma work?
Karma is a blacklist developed collaboratively to block bad actors from the Nigerian consumer finance credit ecosystem.
Sat, 28 May, 2022 at 8:16 AM
How Oraculi SMS SDK Works
What is Oraculi SMS SDK? The Oraculi SMS SDK is our new improvement to provide effective insights into the Android customers of lenders. The need came abou...
Mon, 23 Jan, 2023 at 9:00 PM
Using statement for loan decisions without statement data
Most lenders need statement data to assess the creditworthiness of potential borrowers. This information helps them determine an individual's ability t...
Wed, 8 Feb, 2023 at 2:42 PM
What is decision data?
Decision data are the information and data supplied to the decision model during a loan assessment.  Decision data come from various sources such as: ...
Thu, 26 May, 2022 at 6:55 PM
What is Karma?
Karma is a blacklist engine that holds the information of parties who may have defaulted on a loan or committed a fraudulent activity on a platform housed o...
Sun, 17 Apr, 2022 at 10:13 PM
What is Oraculi?
Oraculi, which is a Latin word for the Oracle, is Lendsqr engine that powers the decision models used by lenders to assess borrowers’ eligibility for loans.
Thu, 26 May, 2022 at 1:16 PM
What is scoring?
A credit score is a number that is derived from analysis of a borrower's information, financial history, and other complex data points. A credit score ...
Sat, 4 Jun, 2022 at 2:00 PM